Vehicle loan

Looking for an affordable vehicle, apply for a Capitec Vehicle loan while you're browsing and get an offer in seconds.

What is a Capitec vehicle loan?

The benefits:

Get a loan up to R500 000 for any vehicle
Extended loan term of up to 84 months to pay
An interest rate from prime
The loan is unsecured, meaning that you own the vehicle from day 1

How it works

Apply online directly on the partner website links below
Complete an application in 3 easy steps to get a credit offer
If you receive an offer, a Capitec consultant will contact you to finalise your application, OR you can visit your nearest Capitec branch

Note: To keep the process simple and easy this offer is currently only available through the partner websites, and not directly through a Capitec branch.

What you need to apply

A valid SA ID (must be 18 years or older)
Your latest 3 consecutive salary slips
A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)

Browse and apply for credit with one of our vehicle partners:

WeBuyCars

Ready for your next set of wheels? We've got you! Shop at WeBuyCars and get up to R500 000 finance, at a discounted interest rate over 72 months. Own your car from day one!

Apply now

The Car Place

Buy a car and own it from the get-go! Browse The Car Place's website for a wide range of premium quality cars, and apply for a discounted interest rate and extended term with Capitec.

Apply now

MotoData

Found the vehicle you want to buy at a dealership using a Capitec vehicle loan? Test drive the vehicle, get a quote or invoice, and visit Capitec branch for assistance.

Visit your nearest Capitec Branch