Youth Banking
We see your goals. Build your credit score with us and get data that never expires, plus rewards you can actually use.
We see your goals. Build your credit score with us and get data that never expires, plus rewards you can actually use.
We see you aiming higher, and a strong credit score can help you open more doors – like renting an apartment or getting more affordable credit.
Build your credit score with us and get:
What do you need to apply?
If you’re a student:
If you’re not a student:
Your future looks bright.
Whatever your path, we’ve got you – whether you're studying for a degree, learning a technical skill or taking a digital course.
Get up to R500 000 in credit to study at any registered South African institution. We pay them directly, so you can focus on what matters most – your future.
What you get:
We see you hunting for WiFi and dodging contracts.
Bank on us for:
Link your Capitec Connect number to your Main Account and get:
Tired of random rewards? We see that. Bank on us for exclusive deals and discounts.
With us you get:
Yes. We offer students and first-time earners one simple, low-cost bank account with digital tools to manage money from your phone.
No. You get the same affordable account as all our clients, with clear and transparent fees.
Capitec Connect is our prepaid mobile network that offers affordable data bundles, airtime, voice minutes, SMS and social media bundles. It’s designed to help you manage your mobile spend easily with us.
If you qualify, you get 5GB of free Capitec Connect mobile data, valid for 30 days. We load the data reward on your Capitec Connect SIM the day after you qualify.
A linked SIM means your Capitec Connect SIM is connected to your banking profile with us. This enables you to get rewards, real-time notifications and additional mobile benefits.
When your SIM is linked you get:
Our Credit Card allows you to buy now and repay later while helping you build a credit record responsibly.
Yes. If you are a student between 18 and 24 you may qualify for our Credit Card even without a salary, depending on their affordability assessment.
Students need:
Non-students need:
If you’re a youth client, you could get:
Capitec Rewards is our free rewards programme that gives you real cash back. We pay your cash back directly into your Rewards Savings.
MoneyUp is our financial education platform for young South Africans. It helps you learn how to manage your money, use credit wisely, and grow your saving with simple lessons and tools.
