Virtual card

Your virtual card is the ultimate in digital convenience, and it’s waiting for you on our app. Free, secure & easy to load for app, online & QR purchases.

Capitec Bank Virtual Card

Your virtual card is the ultimate in digital convenience, and it’s waiting for you on our app. It’s specially designed for safer online shopping and scan to pay purchases. You can also load it on all your favourite apps such as Uber, Netflix, and MrD for quick and seamless purchases and payments.


How it works

Simply activate your virtual card on the app. It’s free to download and use, and there are no virtual card fees. And because the card is only stored in the app, it is safer than a physical card and you don’t have to visit a branch to fetch it.

Your virtual card is not a duplicate of your physical debit card and has a different number and CVV. In fact, it’s a completely new virtual MastercardTM that is linked to your Global One account. So you can simply choose to use it as your default payment card or enter the card details at checkout.


Why use a Capitec virtual card?

  • It’s free to activate and use, and you can replace it immediately on our app
  • You don’t have to use your physical debit or credit card details for online purchases anymore
  • It’s safer than a physical card. You never have to worry about it being lost, stolen or duplicated
  • You can manage the virtual card and its limits on our app
  • If your wallet or physical card is lost or stolen, the physical card can be stopped on our app. However, the virtual card will continue to work, so you’ll never be stranded without any means of payment

Tip: You can flip your virtual card to see your card details on the back for easy access during online purchases.


How to activate your virtual card 

  1. Sign in and tap Cards on the app landing screen
  2. Tap the Virtual tab in the top-right of the screen
  3. Tap Add Virtual Card then follow the activation steps to complete