Instant overdraft

Need quick access to extra capital? Our business overdraft has you covered with up to R250 000 approved in a snap. 

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What is a business overdraft?

An overdraft gives you access to more money than what's in your account – up to your approved limit. It's a flexible, short-term loan to manage cash flow. You only pay interest on the amount you use.

 

What are the benefits?

business overdraft benefits

  • Access up to R250 000
  • Quick approval process
  • Annual renewal to suit your needs
  • Pay interest only on what you use

 

What we need from you?

  •  Switch your business account to us
  • Use it for daily transactions to get the best support
  • Use your overdraft sensibly for your business

  • Last 6 months of bank statements (for new clients)
  • Complete an online application with your details

 

 

Need more than R250 000 overdraft?

Read more about the documents you need and the application process for a larger overdraft or get in touch to apply for revolving credit that’s linked to your Capitec Business account.