Instant overdraft

Have a Capitec Business account? With our quick approval process you could get a business overdraft up to R250 000 to instantly access funds when opportunities arise.

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What are the benefits?

business overdraft benefits

  • Up to R250 000 limit 
  • Quick approval process
  • No security needed
  • Available immediately after signing documents online
  • Get a personalised interest rate
  • Only pay interest on the credit you’ve used
  • No minimum monthly repayment if you stay within the agreed limit
  • Your facility is continuously reviewed for possible limit increases

What do I need to qualify? 

  • An online financial application with limited personal and company details
  • Most recent 6 months’ bank statements (new clients only) 



instant overdraft loan

Need more than R250 000 overdraft?

Read more about the documents you need and the application process for a larger overdraft or get in touch to apply for revolving credit that’s linked to your Capitec Business account.