Vehicle Loan

Looking for an affordable vehicle, apply for our Vehicle Loan while you're browsing and get an offer in seconds.

The benefits

Get a loan up to R500 000 for any vehicle
Extended loan term of up to 84 months to pay
An interest rate from prime
The loan is unsecured, so you own the vehicle from day one

How it works

Apply online using one of the partner links below
Complete an application in 3 easy steps to get a credit offer
If you receive an offer, one of our consultants will contact you to finalise your application, or you can visit a branch

What you need to apply

A valid SA ID (you must be 18 years or older)
Your latest 3 consecutive salary slips
A bank statement showing your latest 3 consecutive salary deposits (only if the salary is not paid into your Capitec account)

Browse and apply for credit with one of our vehicle partners:

WeBuyCars

Ready for your next set of wheels? Get up to R500 000 finance at a discounted interest rate over 84 months at WeBuyCars. Own your car from day one.

Apply now

The Car Place

Buy a car and own it from the get-go! Browse premium cars on The Car Place website and apply for a discounted interest rate and extended term with us.

Apply now

MotoData

Found the vehicle you want using our Vehicle Loan? Test drive the vehicle, get a quote or invoice and visit a branch for assistance.

Visit a branch