Repay as you earn loan

What is a repay as you earn loan?

Our repay as you earn loan is a personal credit solution designed to empower entrepreneurs, freelancers, traders and anyone with an irregular income.

Get quick, easy access to credit with zero paperwork and flexible repayments personalised to your actual income.

Instead of one large monthly instalment, you pay smaller amounts throughout the month – directly from the money coming into your personal banking account. Perfect if you get paid at different times or from multiple sources.

How does a repay as you earn loan work?

If you qualify for a repay as your earn loan, you'll see a personalised credit offer in your app.

Follow these easy steps to complete your application:

• Tap the repay as you earn loan offer in your app
• Confirm your income and expenses
• Choose our credit insurance or provide details of your own valid policy
• Digitally sign your contract

Once your application has been approved, you’ll get instant access to your loan.

Why choose a repay as you earn loan?

• Get credit without a fixed income
• Apply quickly and easily on our app
• No paperwork or proof of income needed
• Repay your loan based on the money in your account
• Instant access once approved
• Helps build your credit history

Who’s it for?

Our repay as you earn loan is ideal for:

• Entrepreneurs
• Small business owners
• Traders
• Freelancers
• Anyone without a fixed monthly income

Need help? Call our Client Care Centre at 0860 10 20 43 or chat to us on Whatsapp at 067 418 9565