How to apply for Funeral Cover

Funeral Cover is an insurance plan that helps pay for funeral costs when someone you’ve insured passes away. It’s designed to ease the financial burden during a difficult time by providing a payout to your chosen beneficiaries.

Anyone who:

• Is a South African resident aged 18 – 64 (to be the policyholder)

You can add your:

• Spouse/partner aged 18 – 64
• Children from birth up to 25
• Parents and in-laws aged 26 – 85
• Extended family aged 0 – 85

You can cover up to 21 people on one plan. No medical tests needed and you don’t have to bank with us.

You’ll need:

• A valid South African ID
• Your bank account details
• Birth dates/ID numbers of everyone you want to cover

No medical tests or proof of relationship are needed when you apply. We may ask for extra documents later if you claim.

Yes. You can add up to 2 beneficiaries to your Funeral Cover.

We keep it simple with one flexible Funeral Plan that you can tailor to your needs. Choose:

• Individual Cover: Insure yourself for up to R100 000
• Family Cover: Add up to 21 family members, including parents and extended family, each with their own cover amount

You decide who to cover and how much for each person, all under one plan.

Our Funeral Cover gives you more flexibility and support when you need it most:

• Cover up to 21 family members on one plan
• Double payout for accidental death
• Waived waiting period if you switch from another insurer if you’ve completed your waiting period with them (T&Cs apply)
• Free cover for newborns for 6 months
• Premium waiver for 6 months if the policyholder passes away
• Pause your policy for up to 6 months if needed. You won’t be covered while your policy is paused (T&Cs apply)
• Funeral support services, including transport of your loved one
• No automatic annual premium increase
• Fast claims payout
• Claim on our app or on WhatsApp