What is Capitec Access Anytime savings?

Capitec Access Anytime is a flexible savings plan that lets you choose your deposit amount and deposit frequency while still giving you access to your money when you need it.

Can I access my Access Anytime savings whenever I need to?

Yes. You can access your Access Anytime savings plan at any time through Remote Banking or Capitec ATMs.

Does Access Anytime have a monthly admin fee?

No. The Access Anytime savings plan has no monthly admin fee.

Is there a minimum balance for Access Anytime savings?

No. There is no minimum balance required for the Access Anytime savings plan.

How do I open an Access Anytime savings account?

Sign in on the Capitec app, tap Save, and then tap Add Access Anytime.

How much interest does Access Anytime savings earn?

Interest rates vary by balance tier. The Access Anytime savings plan currently offers nominal annual compounded monthly rates from 2.00% to 5.75%, depending on your balance.

Access anytime

You choose the deposit amount and frequency of your deposits. Get started on our app.

Calculate savings View interest rates Find a branch

Benefits

Choose your deposit amount and the frequency of your deposits
Choose a name for your plan
Access your plan any time through Remote Banking or our ATMs
No monthly admin fee or minimum balance

Use our app to open an access anytime savings account

Sign in on the app
Tap Save
Tap Add Access Anytime

Interest rates

Amount (R)	R0 - R24 999		R25 000 - R99 999		R100 000 - R249 999		R250 000 +
	Nominal	Effective	Nominal	Effective	Nominal	Effective	Nominal	Effective
Interest rate (%)	2.00%	2.02%	3.00%	3.04%	4.50%	4.59%	6.00%	6.17%

R0 - R24 999
	Nominal	Effective
Interest rate (%)	2.00%	2.02%
R25 000 - R99 999
	Nominal	Effective
Interest rate (%)	3.00%	3.04%
R100 000 - R249 999
	Nominal	Effective
Interest rate (%)	4.50%	4.59%
R250 000 +
	Nominal	Effective
Interest rate (%)	6.00%	6.17%