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flexible savings plan
Choose the deposit amount and the frequency of your deposits.
Benefits
The benefits of our flexible savings plans:
- Earn from 4.50% interest per year on daily balances
- Choose your deposit amount and the frequency of your deposits
- Choose a name for your plan
- Access your plan any time through Remote Banking or our ATMs
- No monthly admin fee or minimum balance
Use our app to open a flexible savings plan
Create a flexible savings plan the easy way:
- Open our app
- Tap on Save
- Enter your Remote PIN
- Tap on Add Flexible Savings
Interest rates
| Amount (R) | R0 - R9 999 | R10 000 - R24 999 | R25 000 - R99 999 | R100 000+ |
| Interest rate (%) | 4.50 | 4.50 | 4.75 | 5..25 |
All interest rates quoted are nominal annual compounded monthly (NACM) rates.
get 15% off bus tickets
Use your Capitec card to book Greyhound and Citilinerbus tickets and get an immediate 15% discount
khanyi mbau talks money, savings and goals
South African television host, actress, singer and radio personality, Khanyi Mbau, has taken time out of her busy schedule to share her financial advice to live better.