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flexible savings plan
Choose the deposit amount and the frequency of your deposits.
Benefits
The benefits of our flexible savings plans:
- Earn from 2.25% interest per year on daily balances
- Choose your deposit amount and the frequency of your deposits
- Choose a name for your plan
- Access your plan any time through Remote Banking or our ATMs
- No monthly admin fee or minimum balance
Use our app to open a flexible savings plan
Create a flexible savings plan the easy way:
- Open our app
- Tap on Save
- Enter your Remote PIN
- Tap on Add Flexible Savings
Interest rates
| Amount (R) | R0 - R9 999 | R10 000 - R24 999 | R25 000 - R99 999 | R100 000 + | |
|---|---|---|---|---|---|
| Interest rate (%) | Interest rate (%) | 2.25 | 2.25 | 2.25 | 2.50 |
All interest rates quoted are nominal annual compounded monthly (NACM) rates.
get 15% off bus tickets
Use your Capitec card to book Greyhound and Citiliner bus tickets and get an immediate discount
frequently asked questions: tax status
Updating your tax status is necessary, and you only need to provide information about your place of birth, your tax residence and your tax number.