Business owners can now apply for credit

If you own or are a member/shareholder/director of an NPO, a trust, CC or a public/private company and earn a monthly salary, you may qualify for a loan.


Take control of your credit and bank better to live better today. We now offer loans of up to R250 000 to self-employed clients who earn a monthly salary from their business. As a business owner, you’ll apply for credit in your own personal capacity and not as a business.


Who can apply?

To apply for business owner’s credit, your business must be registered as one of the following:

  • Association not for gain
  • Close Corporation (CC)
  • Incorporated (Inc)
  • Public (Ltd) or Private company (Pty Ltd)
  • Trust

Note: We can grant credit to informally self-employed individuals including freelancers and sole traders.


Required documents

You need the following documents when applying:

  • SA identity document 
  • Latest 3 monthly salary slips
  • Latest 3-month bank statement


Where to apply

For now, you can only apply in branch. Find your nearest branch here.

In future you will also be able to apply on our website or on our app.

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