Using your credit card

Your credit card gives you more ways to get what you need. Use it for everyday purchases and online shopping.

01/05/2017

The credit card together with our app lets you access and manage all your banking
Get up to 55 days interest-free
Earn the interest on a positive balance
If you manage your credit card well you can improve your credit score
Access to emergency cash when you need it – no need to apply for a loan
Cashless payments (zero fees worldwide at card machines, online and for telephone and mail orders)
No currency conversion fees for international payments
Free payment protection, lost card and travel insurance

Download and activate our app to help you manage your card, transfer money between your accounts, set limits, track your spending and view your transaction history
For fast, easy payments, store all your payment and billing information in one central, secure location with Capitec Bank Masterpass™, powered by Mastercard®

Make sure you understand the terms of your credit card agreement
Know your credit limit to avoid overspending when you use your card
Avoid a surprise bill by understanding all your credit card fees and costs, including how your interest is calculated, and how you can earn the highest interest on positive balances

You can earn great interest per year on a positive balance:

If you choose credit (instead of debit), you have 55 days to pay for your purchase without paying any interest on it
Pay your salary into your credit card account and settle your balance in full
This means your positive balance (debit balance) stays high, earning you more interest

Was this article helpful?

You may also like...