Save smarter with our Savings Plans

Open up to 10 free Savings Plans on our app with the flexibility or commitment that suits your savings goals.

Save smarter d

Saving helps you prepare for emergencies, reach big goals or build better money habits. But not everyone saves the same way.

That’s why we offer different ways to save – so you can choose the one that works best for you. Whether you want instant access to your money, a notice period for withdrawals or a fixed-term to grow your savings – you’ll find it here.

Flexible vs Fixed-Term Savings: What’s the difference?

No 2 goals are alike, and your savings account shouldn’t be either.

Here’s how our options compare:

Access Anytime Account

Save what you want, when you want. Our Access Anytime Account is a flexible option that lets you deposit money at your own pace and withdraw whenever you need to.

Ideal for: Everyday savings, short-term goals or emergencies.

Notice Deposit Account

Looking for a balance between access and growth? Our Notice Deposit Account lets you save as much as you like and withdraw by giving 7- or 32-days’ notice. The longer the notice, the higher the interest rate.

Ideal for: Medium-term goals where you want better returns but still want access with notice.

Fixed-Term Savings Plan

Our Fixed-Term Savings Plan is best when you’re saving for something in the future and won’t need the money right away. Choose a term from 6 to 60 months and earn higher interest. You can choose a once-off deposit or multiple deposits. When your term ends, the account becomes an Access Anytime Account, or you can lock in a new term.

Ideal for: Long-term savings goals like a future home purchase or building a financial safety net.

Grow your money faster with no hidden fees

Open up to 10 free Savings Plans in our app and start working toward your goals – whether it's a deposit for a car, a study fund or an emergency buffer.

You won’t pay any monthly admin fees, and each account earns competitive interest to help your money grow.

Track your savings goals on our app

Saving is easier when you can see your progress.

In our app, you can:

  • Open and manage your Savings Plans
  • Name each plan to match your goals
  • Automate deposits
  • Move money instantly between your Main Account and Access Anytime Account
  • Give notice to withdraw from your Notice Deposit Account

Start saving your way and get more value for every rand.

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