The start of a new year is an excellent time to set goals for yourself, whether it's to:
No matter what goal you've set, make sure it's SMART:
Specific
- What is your goal? How much will it cost? When do you want to achieve it?
Measurable
- How much do you need to save, and how much will you save each month?
Achievable
- Will you be able to afford the amount you plan to save each month consistently?
Relevant
- Is this goal going to contribute to your bigger dreams?
Timely
- What are your goal's start and end dates?
Let's say you're planning to save for a holiday. Take the time to write it down. For example: "I'm going to save R3 300 towards a beach holiday by the end of this year. To do this, I will save R300 per month for the next 11 months."
Simple ways you can save more
A common goal many people have is to save more money. Perhaps you want to pay off your debt or save for a holiday. Start by joining Live Better on our app for free to get real cash back, real rewards, real simple:
- Get 1% cash back when you shop in-store or online with your Capitec credit card. Your cash back is paid into your Live Better savings on the 10th of every month
- Get cash back and discounts by paying with your Capitec card at one of our Spend Better partners, in-store or online. Top up your toiletries? Pop into Dis-Chem. Need to get somewhere? Ride with Bolt
- Set up a debit order for a realistic amount and transfer it to one of your 4 free savings plans. Schedule it to go off the day after you get paid – that way, you'll be less tempted to spend the money on something else
- Switch on the Save Better tools to save without the hassle
- Switch your salary and debit orders to Capitec to help you meet your Bank Better goals. You don't need to go into a branch. You can switch online or send "Hello" to 067 418 9565 on WhatsApp and choose "Switch to Capitec"
Capitec reserves the right at its sole and absolute discretion, from time-to-time, to change or to terminate Live Better immediately or with notice.