How do I switch my salary to Capitec?

Switch your salary to Capitec by giving your employer your Capitec account details so your salary is paid into your Capitec account.

Can I move my debit orders to Capitec?

Yes. You can move your debit orders to your Capitec account so all your payments come off one affordable, easy-to-manage account.

What products qualify when I switch to Capitec?

Qualifying products include Funeral Cover, Home Loan, Credit Card and Capitec Connect.

Is there a competition when I switch to Capitec?

Yes. You can stand a chance to win a share of R600k by moving your salary to Capitec and getting one qualifying product.

Bank on better, switch to Capitec

Switch your salary and debit orders to Capitec to enjoy simplified banking and get real rewards with no tiers.

Switch here Switch on the app Switch to Capitec FAQs

Switch to us

Tired of accepting the bare minimum from that other bank? Break up with bad banking and switch to the bank that’s there for life’s key moments:

Save with affordable, simple and uncomplicated bank fees that make your rands stretch further so you can do more and live better
From saving on data and airtime with Capitec Connect to saving on Funeral Cover that supports you and your family
Travel with less financial baggage using our Credit Card with no conversion fees. Give your budget room to breathe with competitive interest rates from our Home Loan

Make the switch on our app

Switch your debit orders straight from our app – no branch visits, queues or paperwork.

How it works:

Sign in on our app
Tap Transact, then Debit orders
Tap Have more debit orders?
Tap Switch debit orders
Enter your old bank account details
Read and electronically sign the agreement
Upload your latest 3-month bank statement that shows the debit orders to switch
Tell us which debit orders you want to switch
Track the progress from start to finish on our app

Credit Card

Switch to a Credit Card that offers cash back when you spend. Enjoy zero conversion fees when you travel, plus lounge access with 12 passes for you and your travel companions.

Capitec Connect

Switch to the fastest growing mobile network. No late night-only deals or hidden fees. Buy a phone on our app - no deposit, no contracts plus 5GB (30-day) every month, for 6 months. Get a SIM in-branch.

Business Banking

Switch to a full service offering for all businesses. Save up to 50% on fees and open an account online in minutes. CIPC registered business or freelancer, we’ll support you every step of the way.

Funeral Cover

Switch to Funeral Cover that offers cover for you and up to 21 family members. No yearly premium increases. Including transport to their last resting place, in SA or other neighbouring countries.

Home Loan

Switch to a Home Loan that offers up to 50% off bond attorney fees. Get a competitive interest rate and a dedicated property finance consultant for support.
Apply online in 4 easy steps!