Pay As You Trade loan

Get easy access to cash that’s repaid using a percentage of future sales through Capitec’s card machines and Capitec QR.

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What are the benefits?

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  • A fixed percentage of your daily transactions are deducted to repay the 12-month term loan
  • No security needed
  • Personalised interest rate
  • You can qualify for a re-advance once 50% of the loan has been repaid

How much could I qualify for?

  • We offer quick-access merchant loans of up to R500 000 
  • The qualifying amount is based on your card transaction history and previous credit repayment performance

  • A Capitec Business account 
  • A minimum of 12 months of card transaction history

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