Pay As You Trade loan

Get easy access to cash that’s repaid using a percentage of future sales through Capitec’s card machines and Capitec QR.

Merchant loan - Header Image - Desktop@2x

What are the benefits?

What do I need to qualify - Editorial - Mobile - 4@2x.png

A fixed percentage of your daily transactions are deducted to repay the 12-month term loan
No security needed
Personalised interest rate
You can qualify for a re-advance once 50% of the loan has been repaid

How much could I qualify for?

We offer quick-access merchant loans of up to R500 000
The qualifying amount is based on your card transaction history and previous credit repayment performance

A Capitec Business account
A minimum of 12 months of card transaction history

What can I use the loan for - Editorial - Desktop@2x.png