We aim to take all reasonable steps to reduce our carbon and nature footprint and to protect the natural environment and its biodiversity.

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Capitec is committed to minimising its environmental footprint and the potential negative impacts associated with its lending and investment decisions, its product and service offering, its own operations, and through its supply and value chains (both upstream and downstream), subject to it being reasonably practical and having influence or control thereover. In support of this commitment, its core business strategies are focused on providing technology driven banking and insurance solutions to individuals and small and medium-sized enterprises.


Risk Management

We have already implemented, and will continue to do so, several mitigation and adaptation measures to minimise any climate- and nature-related risks associated with our business operations.

To find out more, please refer to our Climate-related Financial Disclosure reports and Environmental policy.


Environmental Responsibility Policies

Financing Exclusion List 

Responsible Investment Policy

Environmental Policy