The key to a sustainable business is the collaborative relationship between its board and management.

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Board of Directors

Our board has the ultimate responsibility to ensure Capitec operates responsibly and sustainably. This includes monitoring the identification, evaluation and management of climate- and nature-related risks and opportunities. In doing so, board oversight of sustainability-related matters is supported by several board-appointed committees, such as the group executive committee, risk and capital management committee and social, ethics and sustainability committee.



The board is supported by several management committees, most notably the retail and business bank credit committees, risk committee and the sustainability committee.

To ensure good corporate governance, strategic decisions are made based on a strong foundation of business-wide policies. You can find out more in the policies below.


Governance Responsibility Policies

Tax Management Framework and Tax Risk Policy

Board Appointment Policy

B-BBEE Certificate

The Heart of Capitec – Our Ethics Statement

Anti-money Laundering and Combatting of Terrorist Financing

Fraud Policy Statement

Supplier Code of Conduct

Conflict of Interest Policy

FAIS Conflict of Interest Management Policy

Ethics Training Statement

Meeting Schedule – Board of Directors and Board Sub-committees