Transactional account

Earn interest on a positive balance in your main savings account.

Your transactional account has a R30 minimum balance and just R7.50 monthly admin fee, with easy transactions at lower, transparent bank costs.

Benefits

Earn interest per year on daily balances
Easy transactions at lower, transparent bank costs
Manage your savings plans and your money using our app, *120*3279#, Internet banking and your Global One card
Fix your money in any of the 4 free savings plans and earn higher interest
Access to Mastercard® Priceless® Cities worldwide

Capitec savings account interest rates

All interest rates quoted are nominal annual compounded monthly (NACM) rates.

Amount (R)	R0 - R24 999		R25 000 - R99 999		R100 000 - R249 999		R250 000 +
	Nominal	Effective	Nominal	Effective	Nominal	Effective	Nominal	Effective
Interest rate (%)	3.20%	N/A	4.20%	N/A	5.60%	N/A	7.15%	N/A

R0 - R24 999
	Nominal	Effective
Interest rate (%)	3.20%	N/A
R25 000 - R99 999
	Nominal	Effective
Interest rate (%)	4.20%	N/A
R100 000 - R249 999
	Nominal	Effective
Interest rate (%)	5.60%	N/A
R250 000 +
	Nominal	Effective
Interest rate (%)	7.15%	N/A

All interest rates quoted are nominal annual compounded monthly (NACM) rates.

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