Cellphone banking

Dial *120*3279# for balances, airtime and account access at no monthly cost.

Cellphone banking

What can I do?

  • Buy airtime, data and SMS bundles
  • Buy electricity
  • View account balances
  • View last electricity token purchased
  • Do Access Facility transfers
  • Pay Capitec clients (with a verified cellphone number)
  • Transfer money between your accounts
  • Register for SMS Update for added security
  • Approve DebiCheck mandates
  • Stop your card if lost or stolen
  • Switch your card’s tap to pay functionality On or Off
  • Send your own account details using SMS or email
  • Email statements
  • Send cash to friends and family
  • View the last 5 transactions
  • Do bill payments
  • Buy vouchers
  • Play Lotto


Already registered?

Dial *120*3279# to access this service. If you're out of airtime, simply dial *130*3279# free of charge to top up your prepaid!

Read more about Mobile Banking in our FAQs