Transact

know what you get, know what you pay

No one likes paying bank fees, so we do what we can to keep ours as low as possible. And we don’t do hidden costs. Ever! The fees below are effective as of 1 March 2019.

know what you get, know what you pay

Transaction fees (R)

You can download the latest 2019 fees flyer here.

Important:

  1. Your service provider will charge a fee for network access
  2. Excludes Client Care Centre transactions
  3. Limited to travel-related transactions in terms of Section B16 of the Exchange Control Rulings of the South African Reserve Bank
  4. Fixed fee means it does not increase as the value of the transaction increases
  5. See foreign exchange services for more information
  6. Supplementary cards cannot be used internationally
  7. Card-not-present transactions limited to R50 000 per international transaction, up to your daily limit, in terms of Section B16 of the Exchange
  8. Control Rulings of the South African Reserve Bank
  9. See foreign exchange services for more information on direct currency conversion
  10. An early release Capitec Bank ATM transfer can only be done from a multiple deposit fixed-term or tax free savings plan with a balance of less than R10 000
  11. R6.00 fee applies if DebiCheck is done through our Client Care Centre
  12. Get cash from any international ATM and purchase at any international card machine with the Mastercard® logo
  13. Limits for sending cash: R3 000 per transaction, R5 000 per day, R24 999 per month

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