Remote Banking

bank on your cellphone

Use your cellphone to access your transaction/savings account, savings plans or credit facility. There’s no monthly subscription and your Mobile Banking PIN keeps all your transactions secure.

bank on your cellphone

What can I do?

  • Buy airtime, data and sms bundles
  • Buy electricity
  • View account balances
  • View last electricity token purchased
  • Do credit facility transfers
  • Pay Capitec Bank clients (with a verified cellphone number)
  • Transfer money between your accounts
  • Register for SMS Update for added security
  • Approve DebiCheck mandates
  • Stop your card if lost or stolen
  • Enable or disable tap to pay on your cards
  • Send own account details using SMS or email
  • Email statement
  • Send cash to friends and family
  • View the last 5 transactions

Already registered?

Dial *120*3279# to access this service. If you're out of airtime, simply dial *130*3279# free of charge to top up your cellphone!


Got any Mobile Banking questions?

cashless banking

cashless banking

4 reasons why cashless banking is the best way to bank and why you should be doing it.

Read More
how to avoid sim swap fraud

how to avoid sim swap fraud

Never share your cellphone banking PIN or personal info. If your phone is lost or stops working and you suspect fraud, call us immediately.

Read More