Debt repayment options

We can help you with various payment arrangements if you qualify, but call us to discuss more options.

Debt Repayment Options

When you have missed payments, you can clear your arrears by adding more months to your payment period.

As a temporary solution, you can reduce your repayments for up to 4 months. Your credit account should be with us for longer than 4 months.

If you are struggling with your repayments, you can reduce your monthly ones by increasing the repayment period. Your credit agreement with us must be 4 months old or older to take this option.

This is where you pay off your total arrears plus your current repayment, so your account is up to date.

You’ll pay your arrears over a maximum period of 2 to 6 months plus your monthly instalment.

You can make a reduced or minimum payment for a month. You will be in arrears until you pay the total outstanding amount.

You will make the minimum payment for up to 3 months. However, your arrears will still increase monthly until you settle it in full.

You can apply for a short break from making repayments if you’ve been retrenched, put on unpaid maternity leave, or caught up in a protected strike.