Flexible savings

You choose the deposit amount and frequency of your deposits.

Benefits

Earn from 3.20% interest per year on daily balances
Choose your deposit amount and the frequency of your deposits
Choose a name for your plan
Access your plan any time through Remote Banking or our ATMs
No monthly admin fee or minimum balance

best flexible savings account in south africa

Use our app to open a flexible savings account

Sign in on the app
Tap Save
Tap Add Flexible Savings

Interest rates

Amount (R)	R0 - R24 999		R25 000 - R99 999		R100 000 - R249 999		R250 000 +
	Nominal	Effective	Nominal	Effective	Nominal	Effective	Nominal	Effective
Interest rate (%)	3.20%	N/A	4.20%	N/A	5.60%	N/A	7.15%	N/A

R0 - R24 999
	Nominal	Effective
Interest rate (%)	3.20%	N/A
R25 000 - R99 999
	Nominal	Effective
Interest rate (%)	4.20%	N/A
R100 000 - R249 999
	Nominal	Effective
Interest rate (%)	5.60%	N/A
R250 000 +
	Nominal	Effective
Interest rate (%)	7.15%	N/A

All interest rates quoted are nominal annual compounded monthly (NACM) rates.

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A little saving can go a long way

Plan for irregular expenses

Make planning for irregular yearly expenses part of your budget plan to avoid nasty surprises.

Smart ways to save

Whether you’re saving for lobola, building your emergency fund or putting money away until you decide what to do with it, these tips can help you grow your savings.