Use PayShap to make or receive instant payments to or from any bank.
Make easy, fast and safe instant payments with PayShap.
A unique number that can be used to receive PayShap payments. At Capitec, your ShapID is made up of your cellphone number plus @capitecbank, e.g. 0840000000@capitecbank.
To receive instant payments from any bank using your cellphone number, you will need to set Capitec as your main bank.
Set Capitec as your main bank on our app:
Set Capitec as your main bank on USSD:
Already set another bank as your main bank? You’ll first need to deregister your Primary ShapID from the other bank before you can set Capitec as your main bank.
Note: You can make payments on our app, *120*3279# or using the self-service terminal in branches
PayShap Request is a PayShap service that lets you send or accept instant payment requests from anyone, regardless of their bank. Pay or get paid instantly using our app – no awkward reminders needed. Simply use a cellphone number (ShapID) to settle bills with friends, family, or businesses. You can also accept payment requests sent to you using PayShap Request.
Find out morePayShap Request lets you send or receive instant payment requests across any bank using just a phone number or ShapID (your number plus @capitecbank, for example 0840000000@capitecbank). You can view and manage your PayShap Requests on our app. You’ll get a notification when a PayShap Request is approved or when someone sends you a new Request.
To send or receive a PayShap payment, you only need a phone number or ShapID (your number plus @capitecbank, for example 0840000000@capitecbank). Make sure we’re set as your main bank on our app or by dialling 1203279#.
PayShap is an affordable way to send money. You can find our fees here.
Yes. PayShap works 24/7 – even on weekends and public holidays. You can send and receive PayShap payments anytime on our app.
Payments happen in real time and usually reflect within a few seconds.
If your PayShap payment hasn’t reflected, it could be because of:
First, check your PayShap transaction history to see if the money left your account and that the recipient’s details are correct. If the money was deducted, ask the recipient to check their bank notifications or contact their bank to check the payment.
