What USSD code can I use to check my balance?

Dial *120*3279# and follow the prompts to view your balance without using mobile data.

Do I need data to check my balance?

No—USSD works without data. You can also use the Capitec app when you have data or a trusted connection.

Is there a fee to check my balance?

The app balance view is typically free. Network USSD/session charges may apply depending on your mobile provider. Check the latest fees on Capitec’s official channels.

Why is my available balance different from my account balance?

Pending card transactions or holds can reduce your available balance until they clear. Tap the account to see recent transactions and pending items.

How to check your balance

Use our app to check how much money you have left, see when your salary is paid and keep track of your debit orders.

How to check your account balance

Sign in on our app
Your available account balances will be shown next to your accounts
For more details tap Main Account or Savings Plans

How to get our app

Go to your Android, Appleor Huawei app store and download our app
Enter your South African ID number
Snap a few selfies
Enter your personal details

App info App FAQs