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business banking

Personal

Make the switch to Capitec

Switch your salary and debit orders to Capitec to enjoy simplified banking and get rewards to help you live better.

Business

Open a business bank account

Say hello to better business banking and save up to 50% on fees. We’re empowering all businesses, big or small, to turn their bold ideas into real opportunities. Choose the business bank for everyone.

Capitec handmadeAFRICA

We’re bringing fresh events and a broader platform to spotlight the best in African design and forward-thinking retail.

Renovate or upgrade your home

We've partnered with Build it to make home renovations or DIY projects easy and more affordable, with our home improvement loan.

Stand to win with Capitec Pay

We’re giving away a R250 Mangwanani or La Vita Spa voucher to 1 000 lucky winners! Simply check out with Capitec Pay from 7 April – 30 May 2025.

Live Better

Discover rewards that make life better with Live Better on the Capitec app. Enjoy cash back, exclusive discounts, and amazing deals.
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Download the Capitec app

Pay people and accounts, make immediate payments, get credit and more without having to visit a branch.
Connect

Capitec Connect

Connect your way with affordable everyday prepaid WhatsApp messaging, streaming, voice, and data bundles; and a Connect Advance with Capitec Connect.
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Life cover

Cover their needs after the funeral with life cover.