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Introducing 
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Ready to renovate?

With Capitec's home improvement loan, we make financing simple, so you can focus on turning your vision into reality.

Capitec Banking App

Do it all on our app, just like that

Make moves and let our app do the rest. Apply for a home loan or life cover, make payments and more.

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Get our life cover

It takes a village – care for yours with our life cover. Apply on our app and choose from 3 payout options.

Everyone should have access to simplified banking

That’s why we offer affordable transactions, the right type of credit when you need it, insurance for you and your family, and real cash back and rewards for good banking behaviour. And you can do it all on our app, anywhere 24/7.

Open an account

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open a business account

Open a business account

It doesn’t matter if your business is big or small. We have payments, credit, savings and insurance solutions to help you build a successful enterprise.

Live Better

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Live better rewards

We believe in giving back and paying it forward