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Ask what's better

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Updated fees from 1 March

While our fees will change, we’ve still kept them simple to give you the best value.

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Take your banking to the next level

Discover a better way to bank with our range of personalised credit solutions and smart payment options.

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Win with Capitec Pay

We're giving away R1 million in cash prizes. To enter, check out safely online with Capitec Pay 3 times or more.

Everyone should have access to simplified banking

That’s why we offer affordable transactions, the right type of credit when you need it, insurance for you and your family, and real cash back and rewards for good banking behaviour. And you can do it all on our app, anywhere 24/7.

Open an account

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Open a business account

It doesn’t matter if your business is big or small. We have payments, credit, savings and insurance solutions to help you build a successful enterprise.

Live Better

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Live better rewards

We believe in giving back and paying it forward