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Introducing 
life cover

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Rethink your banking

Why pay more? We’ve made our fees simpler and more affordable, 
so you always know what you pay.

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Switch and stand a chance to win!

Switch your salary to us, get one of our qualifying products and stand a chance to win a share of R150 000!

Capitec Banking App

Do it all on our app, just like that

Make moves and let our app do the rest. Apply for a home loan or life cover, make payments and more.

Everyone should have access to simplified banking

That’s why we offer affordable transactions, the right type of credit when you need it, insurance for you and your family, and real cash back and rewards for good banking behaviour. And you can do it all on our app, anywhere 24/7.

Open an account

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open a business account

Open a business account

It doesn’t matter if your business is big or small. We have payments, credit, savings and insurance solutions to help you build a successful enterprise.

Live Better

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Live better rewards

We believe in giving back and paying it forward