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What is Capitec Pay?

Capitec Pay is an easy, fast and safe way to check out, pay bills or buy prepaid electricity and water online. Why? You don’t need to enter your bank card details or share your banking login information.


Why use Capitec Pay?

All you need when you use Capitec Pay is your cellphone, account or ID number. You can choose the account you want to pay from and authenticate the payment safely on our banking app, putting you in control.

  • You don’t enter your bank card details or share your banking login info
  • It’s convenient. Checkout quick-quick anywhere you see Capitec Pay
  • It’s safe. Approve your purchase on our app
  • Low R1 fee per transaction


How to use Capitec Pay

Check out or pay online in a few easy steps:

  • Choose Capitec Pay through the payment provider
  • Enter your cellphone, account or ID number
  • Sign in on our app and approve your payment from the confirmation screen presented
  • Already signed in? 
    If you’re already signed in to the Capitec app, tap Transact then Capitec Pay to approve the payment


Capitec Pay is available through these payment providers


BobPay Logo

Cellulant Logo



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Logo Pay U

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Logo Pay Genius

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