Stretch your holiday cash

We tend to have more money available in December than at any other time of year. With a little clever bank better, live better, you can get through January.

tips to get more out of your holiday cash

The festive season means bonuses and 13th cheques for quite a few people. This is also the time of year when people may experience the most financial pressure. Here are some tips to get more out of your holiday cash.


Use the best way to bank

To save time and money, use our cellphone app or dial *120*3279# to do all your banking. You can pay people and accounts, move money between your own accounts and access your credit facility anywhere 24/7.

Read:  Why cashless banking is the best way to bank


Track your spending

Keeping a record of your expenses is a good habit at any time of the year, but it’s doubly important around the festive season. You can view your transaction history on the app to keep track of what you’re spending and where you’re spending it. You can also use the budget tool to create a special holiday budget.


Do more with your bonus

Instead of spending it all, use your bonus to pay off debt, or put it into one of your 4 savings plans for a future goal.

Read: What to do with a large cash payout


Use credit responsibly

Don’t take credit you may not be able to afford just to cover food and other short-term, end-of-year costs. If you can’t pay it back it will affect your credit profile and your ability to get credit again in the future.


Limit the gifting

Save your money by limiting gift costs to a fixed amount and agree that no one can buy anything over that price.

Try: Our financial tools to help you keep your savings on track. 


Cut food costs

December might mean a bigger food grocery bill, but there are ways you can shop and save.

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