What MoneyUp resources are available for adults and students?

Adults and students can access the MoneyUp Academy for free online courses, MoneyUp Chat for WhatsApp-based money lessons, and GRAD and GRADnext guides for life and career transition support.

What is the GRAD programme?

GRAD is a free educational magazine and resource for high school students entering tertiary education, covering financial management, study strategies and planning for university or college.

GRADnext supports graduates transitioning into the workplace with practical advice on financial management, career development and professional life skills.

How do I access MoneyUp Academy courses?

MoneyUp Academy courses are available free online at the MoneyUp Academy page. No account is required to start learning.

Is there a WhatsApp-based learning option for MoneyUp?

Yes. MoneyUp Chat delivers quick financial lessons and practical tips via WhatsApp — ideal for learning on the go.

MoneyUp for adults and students

Get the tools to manage your money, plan ahead and build skills – whether you're studying, working or running a business.

Learn with MoneyUp Academy

Our free, fun and easy-to-follow courses guide you through essential financial skills like saving, budgeting and credit as well as starting, managing and growing your business. Each week, you get targets to help you build strong money habits and stand a chance to win prizes.

Start learning

Get mini-lessons on MoneyUp Chat

Meet Moola – our WhatsApp chatbot packed with money tips, mini-lessons and fun challenges. Enjoy bite-sized info on saving, credit, debt and how to protect your money from fraud. Choose a topic, learn something new and you could win free data.

Join MoneyUp Chat

Grow with GRAD and GRADnext

From university to your first job, GRAD and GRADnext offer free guidance to help you adjust and succeed. Get practical tips on studying, managing money, finding job opportunities and more.

Get started