How to use our app to manage your money

Top features of the Capitec app

• Open an account: Download our app to get started, no branch visit needed
• Receive payments: Get paid from any bank, redeem cash send vouchers and even receive international payments
• Make payments: Scan to Pay, pay bills or people or use Capitec Pay for secure online payments with just your cellphone number
• Stay on top of your money: Get free in-app Money In/Money Out notifications
• Start saving: Open up to 10 free Savings Accounts or invest in shares
• Renew your licence disc: Skip the queues and have it delivered straight to you
• In-app calling: Call us from the app without using airtime
• Pay SARS: Make eFiling payments in just a few easy steps
• Manage your cards: Stop a card, change your limits or turn on Tap to Pay
• Buy prepaid: Never run out of data, airtime, electricity or water

How to set up savings goals

Use our app to open Savings Accounts, give them names, and automate transfers so you can reach your goals faster.

Open a Savings Account:

1. Sign in on our app
2. Tap Explore and then Save
3. Choose a Savings Account and tap Add

Name your Savings Account:

1. Sign in on our app
2. Tap Savings Plans and choose the account you want to name
3. Tap the 3 dots in the top right corner
4. Tap View account details
5. Tap Update under Savings plan name
6. Rename your account and tap Done

Set up automated transfers:

1. Sign in on our app
2. Tap Transact and Recurring/future-dated
3. Tap Transfer
4. Choose ‘From’ and ‘To’ account and the amount to transfer
5. Tap Recurring and choose the frequency, start and end date
6. Tap Add

How to track your expenses

Easily track your spending on our app:

1. Sign in on our app
2. Choose the account you want to view
3. Tap Track and choose Money out to track your spending
4. Choose a category to view more details