How to open a Capitec account on our app

Opening a Capitec account has never been simpler – you can do it all on our app in just a few minutes. 

how to open a capitec account website

Requirements for opening a Capitec account on our app

  • A smartphone with an active cell number
  • Your South African ID number

If you’re a foreign national, read how to open an account here.

Detailed steps to open an account online

Opening an account is quick, easy and secure – and there’s no need to visit a branch.

  1. Go to your Android, Apple or Huawei app store and download our app
  2. Open our app and tap Open an Account and then tap Myself
  3. Enter your South African ID number
  4. Take a couple of selfies to verify that it’s you
  5. Enter your personal details and sign our agreement

What to expect once your account is opened

  • You can start banking on the app right away
  • Shop online using your virtual card while you wait for your physical card to arrive
  • Prefer to collect your card? You can collect your card at any branch

Open a Capitec account and join over 24 million South Africans enjoying simple, affordable and accessible banking at South Africa's leading digital bank.