Transact

Our Business Banking Account and services are simple, transparent and affordable – at only R1 per transaction for payments from Capitec to Capitec.

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Card machines
Buy our affordable card machines.
Card machine
Forex
Let our forex professionals take care of your forex requirements.
Forex
Franchising
We help you buy, renovate or expand franchises.
Franchising
Payment services
Use our solutions for payments and collections.
Payment services

One business account for life

Simplify your banking with a day-to-day transactional account for R50 per month and access to simplified financial solutions for your business including payments, investments, credit and insurance.

Keep your account active

From 8 April 2025, you will need to have a minimum balance in your account to keep it in good standing.

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Here's what you get, for what you pay:
  • Free virtual card for online transactions
  • Zero fees on local card payments
  • Free access to digital channels
  • R1 for payments to other Capitec accounts
  • R2 for payments to other banks
  • R3 per debit order
  • R6 for immediate payments
  • R10 per R1 000 to draw cash at any bank’s ATM in South Africa
  • R1.40 per R100 to deposit cash at any Capitec ATM
  • R50 monthly service fee

You can manage your money anywhere, anytime with our easy-to-use app and online banking. And with over 3 000 Capitec ATMs across the country and access to VISA’s global ATM and point-of-sale network, you have affordable access to cash when you need it.

Order your Capitec Business Visa debit card online

Order your Capitec Business Visa debit card online

Get your debit card delivered to your door and use your virtual card within 24 hours.

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Secure online payments with Capitec Pay

Capitec Pay helps reduce checkout abandonment with card-free, instant EFT payments.

Everything your business needs