Transact

Go cashless and find a better way to bank. Simply use our app, pay with your card or tap your phone or watch. 

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Make a payment
Make safe and secure digital, app or card payments.
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Get paid
Get paid quickly and securely by anyone at any bank.
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Buy on our app
Buy airtime and electricity, pay bills, send cash and more, 24/7.
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Manage your money
Manage debit orders, update limits, bank online and more.
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Get our card machine

Get a Capitec card machine and save! Buy the Pro for R699 or Print for R1399 once-off, no contracts or hidden fees.

Want to make smart money moves?

Learn how to reach your financial goals with free courses on MoneyUp Academy.

Live Better

Rewards

Enjoy cash back, exclusive discounts and amazing deals.
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Download the Capitec app

Pay people and accounts, make immediate payments, get credit and more – all without visiting a branch.
Connect

Capitec Connect

Connect your way with affordable everyday prepaid bundles for data, minutes, WhatsApp and streaming – plus a Connect Advance with Capitec Connect.
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Life Cover

Cover their needs after the funeral with our life cover.

Save on fees

See how much you can save when banking on our app.

TransactionAppBranchSavings
PayShap (Capitec to Capitec)R1.00R6.00R5.00
Statement 1 - 3 monthsFreeR6.00R6.00
Update card limitsFreeR6.00R6.00
Payment to other Capitec accountR1.00R6.00R5.00
DebiCheck authenticationR1.00R6.00R5.00
Payment to another bank accountR2.00R6.00R4.00
PayShap (Capitec to Capitec)
AppBranchSavings
R1.00R6.00R5.00
Statement 1 - 3 months
AppBranchSavings
FreeR6.00R6.00
Update card limits
AppBranchSavings
FreeR6.00R6.00
Payment to other Capitec account
AppBranchSavings
R1.00R6.00R5.00
DebiCheck authentication
AppBranchSavings
R1.00R6.00R5.00
Payment to another bank account
AppBranchSavings
R2.00R6.00R4.00