Transact

Go cashless and find a better way to bank. Simply use our app, pay with your card or tap your phone/watch – it’s easy, fast and safe.

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Capitec App

Do it all on our app, just like that

Make international payments, apply for credit or life cover, renew your licence disc and more.

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Make and receive international payments

Easily send money or get paid from over 50 countries worldwide on our app, and only pay a flat fee of R175.

cheapest prepaid data bundles

It’s time to get a Capitec Connect SIM

We beat them all on price. Get a Capitec Connect SIM in-branch and save up to 80% on prepaid data, airtime, minutes and SMS bundles.

Find a better way to bank

Switch to us and see how easy it is to use less cash with our secure digital payments. Plus, you save on fees while getting cash back!
Capitec Pay

Choose Capitec Pay to make fast, safe, card-free payments online.

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Scan to pay

Still using cash? Mara why? Simply use scan to pay on our app, in-store or online for easy, safe, and fast payments.

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Pay me

A safe and contactless way to get paid quick-quick by other Capitec clients .

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Virtual card

Your virtual card is the ultimate in digital convenience, and it’s waiting for you on our app. Free, secure & easy to load for app, online & QR purchases.

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More ways to go cash-free

There are many ways to do digital transactions. Find what works for you, and make sure to update your limits to shop online and on your favourite apps.
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Bank on your cellphone

Dial *120*3279# for balances, airtime and account access at no monthly cost.

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Send cash

The money you send can be collected for free anywhere in SA, no bank account needed.

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Immediate payments

For a fee of just R6.50, beneficiaries at other banks can get their money instantly.

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Update limits

Set your card limits to shop online and on your favourite apps.

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Save on fees

See how much you can save when banking on our app.

TransactionAppBranchSavings
Pay meFree----
Statement 1 - 3 monthsFreeR16.00R16.00
Update card limitsFreeR10.00R10.00
Add, amend or cancel recurring paymentFreeR10.00R10.00
Payment to other Capitec accountR1.00R10.00R9.00
DebiCheck authenticationR1.00R10.00R9.00
Payment to another bank accountR2.00R10.00R8.00
Pay me
AppBranchSavings
Free----
Statement 1 - 3 months
AppBranchSavings
FreeR16.00R16.00
Update card limits
AppBranchSavings
FreeR10.00R10.00
Add, amend or cancel recurring payment
AppBranchSavings
FreeR10.00R10.00
Payment to other Capitec account
AppBranchSavings
R1.00R10.00R9.00
DebiCheck authentication
AppBranchSavings
R1.00R10.00R9.00
Payment to another bank account
AppBranchSavings
R2.00R10.00R8.00