Rethink your banking
Why pay more? We’ve made our fees simpler and more affordable, 
so you always know what you pay.
Go cashless and find a better way to bank. Simply use our app, pay with your card or tap your phone/watch – it’s easy, fast and safe.
Still using cash? Mara why? Simply use scan to pay on our app, in-store or online for easy, safe, and fast payments.
Read moreYour virtual card is the ultimate in digital convenience, and it’s waiting for you on our app. Free, secure & easy to load for app, online & QR purchases.
Read moreDial *120*3279# for balances, airtime and account access at no monthly cost.
Read moreThe money you send can be collected for free anywhere in SA, no bank account needed.
Read moreFor a fee of just R6.50, beneficiaries at other banks can get their money instantly.
Read more| Transaction | App | Branch | Savings |
|---|---|---|---|
| PayShap (Capitec to Capitec) | R1.00 | R6.00 | R5.00 |
| Statement 1 - 3 months | Free | R6.00 | R6.00 |
| Update card limits | Free | R6.00 | R6.00 |
| Payment to other Capitec account | R1.00 | R6.00 | R5.00 |
| DebiCheck authentication | R1.00 | R6.00 | R5.00 |
| Payment to another bank account | R2.00 | R6.00 | R4.00 |
| PayShap (Capitec to Capitec) | ||
|---|---|---|
| App | Branch | Savings |
| R1.00 | R6.00 | R5.00 |
| Statement 1 - 3 months | ||
| App | Branch | Savings |
| Free | R6.00 | R6.00 |
| Update card limits | ||
| App | Branch | Savings |
| Free | R6.00 | R6.00 |
| Payment to other Capitec account | ||
| App | Branch | Savings |
| R1.00 | R6.00 | R5.00 |
| DebiCheck authentication | ||
| App | Branch | Savings |
| R1.00 | R6.00 | R5.00 |
| Payment to another bank account | ||
| App | Branch | Savings |
| R2.00 | R6.00 | R4.00 |
