Business banking

Name: Capitec Business Banking
Brand: Capitec

Say hello to better business banking and save up to 50% on fees. We’re empowering all businesses, big or small, to turn their bold ideas into real opportunities. Choose the business bank for everyone.

View our fees

Business Banking for companies

For CIPC-registered businesses wanting secure and simple banking solutions.

R50 monthly fee, with the same low transaction fees as your Personal Banking Account
For complex Business Banking and funding needs
A dedicated banker from our Relationship Suite

Get started

Entrepreneur Account for sole props

For unregistered businesses, side hustlers and freelancers wanting to separate personal and business finances.

No extra monthly fee, just the same low transaction fees as your Personal Banking Account
Get our card machine and link it
Track your payments and get easier access to credit

Get started

Transact

Get one account for life, with simple and transparent fees.

Transact

Save

Get a solid return to help meet your business goals.

Save

Insure

Protect your business against short- and long-term risks.

Insure

Credit

Flexible, affordable lending products to grow your business.

Credit

Annual results 2026

Our headline earnings are up 23% to R16.8bn. See how our growth is making a meaningful difference.

Find out more

Business Banking

What you see is what you pay

We refuse to complicate Business Banking. Simple fees you can bank on in 2026.

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Do it all on our app

Manage your business on the go with smart tools and low fees for every business, big or small.

Get the app

Easier cash deposits for your business

Simplify cash deposits. Save time, cut costs and stay secure with our new solution.

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Forex

Let our forex experts manage your international

transaction needs.

Learn more

Grow your small business

Take your business to the next level. Find out about our simple, secure and cashless digital solutions for businesses of any size.

Start growing today

Card machines

Get a Capitec card machine and save! Buy the Pro for R699 or Print for R1399 once-off, no contracts or hidden fees.

Learn more

Get started

From your first step to your biggest leap, we’re with you – with business banking made for every business.

Open an account

Transact

Choose a bank that not only makes running your business simpler, but treats you like somebody who also has a personal life. At Capitec Business, we’re committed to innovation and use technology to enhance our banking services so you can focus on the things that really matter to you.

Transact

Save

We know that it takes passion, dedication and commitment to build a business. So let us help you with simple savings and investment products with competitive interest rates that offer you value to grow your profits.

Save

Insure

We want you to spend your time and money on running and growing your business, not on worrying about it. That’s why we protect your business against all possible risks with affordable short and long-term insurance.

Insure

Credit

We have simplified the credit application process to make it easy for you to access the credit you need to grow your business or support your cash flow. We offer many different credit options, so read more to see which of them are right for your business and what you’re aiming to achieve.

Credit

Dollar to rand and your wallet

The dollar to rand exchange rate affects everything from fuel prices and groceries to your investments.

Start saving to secure your business

Build savings to secure your business, seize opportunities and ensure
long-term growth.

Save the smart way

Save smarter, plan better and grow your business with wise financial
decisions.

Plan for irregular expenses

Don’t let unexpected costs derail you. Save regularly to protect your business from irregular business expenses.

Choose the best card machine for your business

Your business's cash flow depends mainly on your access to the money you've earned. Delays in card payments can disrupt your business's cash flow.