The ultimate guide to Live Better Rewards

What is Live Better Rewards?

Live Better Rewards is our free rewards programme that gives you cash back, discounts and deals when you spend the way you already do.

You earn rewards when you:

• Pay with our Debit or Credit Card at selected partners
• Use our Credit Card for everyday spending

All cash back is paid into your Live Better savings account every month.

You don’t need to activate anything. If you bank with us, you already have access to all Live Better perks.

What rewards can I get with Live Better?

Live Better partner rewards cover travel, lifestyle, wellness, tech, education, entertainment and so much more.

You get either cash back or instant discounts, depending on the partner.

Cash back partners

Earn cash back when you pay with our Debit or Credit Card at these partners:

• Dis-Chem: Get 15% instant discount on more than 140 brands at Dis-Chem
• Cashbuild: Get 1% cash back on DIY essentials and building supplies at Cashbuild
• Tiger Wheel & Tyre: Kit out your car at Tiger, Wheel & Tyre and get 2.5% cash back

Find out more on our partner rewards page or on our app under Cash back, deals and more. T&Cs apply.

Discount partners

Get instant savings at checkout with these partners:

• ANEW: Get 25% off your stay at selected ANEW Hotels and Resorts
• Dress Your Tech: Shop the latest tech accessories at Dress Your Tech and get 25% off
• EasyEquities: Start your investment journey with 20% off brokerage fees and R50 free in your EasyEquities account
• Educate24: Invest in your career for less – save 50% on all Educate24 courses
• Snappi: Shop multiple local retailers at Snappi and get an extra 15% off already discounted items
• Spotify: Enjoy ad-free listening with 3 months free Spotify Premium Standard  
• GetSmarter: Save R4000 on online short courses from leading universities at GetSmarter
• Zorora Sofas: Get 25% off at Zorora Sofas when you shop the Capitec exclusive range

Find how to redeem your discount on our partner rewards page or on our app under Cash back, deals and more. T&Cs apply.

Big savings with monthly Live Better Day

Think of Live Better Day as an extra payday that comes around on the 10th of every month!

All your cash back from partner and Credit Card spend is paid into your Live Better savings account.

Plus, enjoy 10% cash back at Exclusive Books when you pay with our Debit or Credit Card on Live Better Day.

How to maximise your Live Better Rewards

Here’s how to get the most value every month:

• Use our Debit Card at Live Better partners to earn cash back or instant discounts
• Use our Credit Card at Live Better partners to get an extra 1% cash back on top of any discounts
• Use our Credit Card for everyday spending to earn 1% cash back on all Credit Card purchases, if your credit products are in good standing

How Live Better compares to other banks’ reward programmes

Live Better rewards you with real cash back, not points or tiers.

Here’s what makes it different:

• It’s free: No sign-up fees, monthly fees or opt-in required
• Reward everyday spending: Earn rewards on things you already pay for, like groceries, flights and streaming services
• Real cash: Your cash back reward is paid into your Live Better savings account, not locked into vouchers
• Simple and automatic: No levels to manage or rules to remember. Just spend with your Debit or Credit Card and earn

Live Better keeps rewards simple, transparent and easy to use.

Disclaimer: Cash back, rewards, deals and discounts are available for a limited time and may change without notice. Go to Cash back, deals and more on our app for the latest offers and full details.