How to see the world on a budget

Travel abroad on a South African salary with smart hacks for flights, accommodation and rewards to stretch your rands. 

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Just because the rand isn’t flexing on the global stage, doesn’t mean you can’t. With a few clever hacks, you can swap ‘wish I was there’ for ‘wish you were here’ without blowing your budget.

When to book flights from SA

Scoring affordable international flights isn’t an exact science, but these tricks could save you a couple grand:

  • Be flexible with dates: Mid-week flights are often cheaper than weekends
  • Avoid peak periods: Skip the December rush or school holidays
  • Book early: 2 to 3 months before your trip is usually the sweet spot
  • Set alerts: Use apps like Skyscanner or Google Flights to track prices drops

How to save on accommodation overseas

Why blow your budget on pricey hotels you’ll hardly spend time in? Stretch your rands with these accommodation hacks:

  • Hostels aren’t just for students: Many now offer private rooms at much lower rates than hotels. Plus, you’ll meet other travellers
  • House sitting: Stay for free while looking after someone’s home and pets through platforms like TrustedHousesitters
  • Airbnb: Often cheaper than hotels, especially if you cook some of your own meals instead of eating out every night
  • Stay just outside the CBD: A short bus or train ride can cut accommodation costs while keeping you close to the action

How to earn travel rewards with your Capitec Credit Card

  • Get 1% cash back every time you use your Credit Card – that’s money you can put straight into your travel fund
  • Pay zero currency conversion fees when you pay with your Credit Card overseas
  • Get up to R5 million free travel insurance when you book your flights with your Credit Card

Tip: Always settle your Credit Card balance monthly to make sure you aren’t losing your cash back by paying interest.

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