What is education credit?

Education credit is financing designed to help you cover school or tertiary education expenses. It can include student loans, credit options linked to specific educational costs, or tailored borrowing solutions.

Can Capitec help with funding school or university costs?

Capitec can provide guidance and responsible credit solutions to help you fund your education, with flexible repayment structures based on your circumstances and ability to repay.

How do I apply for education credit with Capitec?

Education credit applications can be started through the Capitec banking app, online banking or in a branch. Make sure you understand the terms and repayment responsibilities before applying.

Is education credit interest-free?

Interest applies to most forms of credit, including education credit, unless explicitly stated otherwise. Review the product terms to understand fees and interest rates.

What should I consider before taking out education credit?

Consider your repayment ability, total cost of borrowing, alternate funding options (like scholarships or savings) and how education credit fits into your budget before applying.