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    know what you get, know what you pay

    We know that bank costs aren't cool, so we do everything we can to keep ours as low as possible. Together with our highly competitive interest rates, saving is easy. The rates and fees below are effective as of 12 February 2014.

    rates and fees

    Rates and fees

    One monthly administration fee
    5.00

    Transaction/Savings account

    Amount (R)

    0

    – 9 999

    10 000

    – 24 999

    25 000

    – 99 999

    100 000+

    Interest (%)

    4.40
    4.50 4.60 4.75

    All interest rates are nominal annual rates and interest is capitalised to your account monthly if not paid out.

    Flexible savings account

    Amount (R)

    0

    – 9 999

    10 000

    – 24 999

    25 000

    – 99 999

    100 000+

    Interest (%)

    4.40
    4.50 4.60 4.75

    All interest rates are nominal annual rates and interest is capitalised to your account monthly if not paid out.

    Fixed-term savings account (single deposit option)

    Term (months)

    R10 000

    – R24 999

    R25 000

    – R99 999

    R100 000+
    6
    5.75% 6.00% 6.25%
    7 – 12
    5.85% 6.10% 6.50%
    13 – 18
    6.00% 6.30% 6.75%
    19 –  24
    6.50% 6.85% 7.25%
    25 –  36
    7.30% 7.50% 7.85%
    37 –  48
    7.80% 8.00% 8.50%
    49 – 60
    8.30% 8.40% 9.00%

    These interest rates are per year.

    Fixed-term savings account (multiple deposits option)

    Term (months)

    R0

    – R9 999

    R10 000

    – R24 999

    R25 000

    – R99 999

    R100 000+
    6
    4.40% 5.15% 5.50% 5.75%
    7 – 12
    4.40% 5.35% 5.75% 6.00%
    13 – 18
    4.40% 5.45% 5.85% 6.25%
    19 – 24
    4.40% 5.75% 6.15% 6.75%
    These interest rates are per year.
    Transaction/savings account