Insure
Protect what matters most. Affordable Funeral and Life Cover gives your loved ones financial support, dignity and peace of mind when they need it most.
Which Cover do you need?
You may need both Life Cover and Funeral Cover. Funeral Cover helps with immediate funeral costs, while Life Cover can provide longer-term support for your family.
| Funeral Cover | Life Cover | |
|---|---|---|
| Who does it cover? | Covers you and up to 21 family members | Covers only you |
| What does it cover? | Covers costs of the funeral, like the casket and catering | Covers expenses after the funeral like children's needs |
| When can a claim be paid? | A claim is paid on your death or the death of a family member on your policy | A claim can be paid on your death only |
| How much cover could I get? | Up to R100 000 | From R100 000 up to R3 million, depending on the information you provide |
| Who does it cover? | ||
|---|---|---|
| Funeral Cover | Life Cover | |
| Covers you and up to 21 family members | Covers only you | |
| What does it cover? | ||
| Funeral Cover | Life Cover | |
| Covers costs of the funeral, like the casket and catering | Covers expenses after the funeral like children's needs | |
| When can a claim be paid? | ||
| Funeral Cover | Life Cover | |
| A claim is paid on your death or the death of a family member on your policy | A claim can be paid on your death only | |
| How much cover could I get? | ||
| Funeral Cover | Life Cover | |
| Up to R100 000 | From R100 000 up to R3 million, depending on the information you provide | |
FAQs
Capitec offers: Funeral Cover and Life Cover
Funeral Cover helps with immediate funeral-related costs, while Life Cover helps support your family financially after the funeral with things like monthly expenses, your children’s needs and future living costs.
You can get up to R100 000 Funeral Cover for yourself and your spouse, with different maximum cover amounts for your children, parents and extended family members.
The right cover depends on what you want to protect. Funeral Cover can help with immediate funeral costs, Life Cover can help support your family after the funeral.
| If you want to… | Consider |
|---|---|
| Cover funeral costs for yourself and your spouse, children, parents or extended family | Funeral Cover |
| Help your family with financial needs after the funeral | Life Cover |
| Get broader protection for both immediate and future family needs | Funeral Cover + Life Cover |
| Choose payout options like a lump sum or monthly income | Life Cover |