Open a Capitec account online

Opening a Capitec account online

1. Go to yourAndroid, Apple or Huawei app store and download our app
2. Open our app and tap Open an Account and then tap Myself
3. Enter your South African ID number
4. Take a couple of selfies to verify that it’s you
5. Enter your personal details and sign our agreement

And that’s it – you’re all set!

If you’re a foreign national and want to open a Capitec account, read our article, Bank accounts for foreign nationals.

What do you need to open a Capitec account online?

The best part about opening your account online? We don’t require any documents!

Here’s what you need:

• A smartphone with an active cell number
• A South African ID number

Why choose us for digital banking?

• Easy and safe digital payments wherever you go
• Use our app to buy airtime and electricity, pay bills and more
• Get 1% cash back on your monthly credit card spend
• Pay less with the most affordable online banking fees
• Open up to 4 free, high-interest savings plans
• Get affordable cover with our funeral cover, life cover and credit insurance
• Bank with SA's leading digital bank and 2025's 'Bank of the Year'

Advantages of opening a Capitec account online

• Forget about going to the bank – open your account anytime, anywhere
• The entire process takes no more than a few minutes
• We use secure systems to keep your personal information safe